The Jera Wine Loan
Personal finance loans with fixed terms and interest rates (min 1 year, max 5 years)
Wines can be requested to be sold during the loan period, where all proceeds are used to pay down the principal balance of the loan
Minimum loan amount is £60,260 and the maximum amount is capped at £250,000*
Borrower can repay the loan at any time during the period
Interest rates between 8-12%, with up to an 70% loan to value
Valuation of wine is through Jera's own proprietary wine engine. In the case that we don't have data on your specific wine to make an online valuation, we will consult partnered wine experts.
Storage of Wine
Wine is stored in Jera's own climate-controlled wine-specific warehousing facilities, or with a partner that meets or exceeds Jera storage standards throughout the duration of the loan.
We send you shipping boxes, a temperature tracker, and detailed instructions on how to pack your wine.
Terms and Interest
Once the wine is packed, schedule a pick-up from our shipping partners to the warehouse.
Repayment and Sale
At the end of the loan period, if the borrower is unable to pay back the full amount, Jera will auction off stored wine. If this amount exceeds the value of the loan, the remainder will be passed to the borrower.
Want to know more about our wine valuation and lending? Please leave a message and our team will swiftly get back to you.