Capital for Ready to Drink Programs
Our lending solutions allow restaurateurs to leverage unmatured wines to generate capital. This capital can be used for expanding ready-to-drink wine selections, with the potential to sell matured wines later at a higher margin.
Build a Winning Wine List
Wine merchants can utilise loans against their inventory to improve cash flow, widen their acquisition scope, and increase stock turnover. This financial strategy supports business growth and the development of an exceptional wine list.
Investing in Immature Wines for Greater Profit
Investing in mature wines can be costly, often involving significant broker fees. Our lending services provide the liquidity needed to purchase wines early at lower costs, maintaining capital for daily operations. This approach can lead to greater profit margins and more competitive pricing for your customers.
Example
Use 2014 Sassicaia (12 bottle case) as example
(£3,100)
£6,200
£3,100
| Traditional Pre-purchase | With Jera | |
|---|---|---|
| Purchase Price in 2016 | (£1,500) | (£1,500) |
| 3 years storage | (£36) | (£36) |
| Jera loan proceeds | Without Jera loan | £1,200 |
| 3 years interest | (£360) | |
| Loan processing fees * | (£48) | |
| Purchase Price in 2020 | - | - |
| Net Cash Used | (£1,536) | (£744) |
| Proceeds From Restaurant Retail Sales in 2020 | £6,200 | £6,200 |
| Gross Profit | £4,664 | £5,456 |
| Cash on cash % profit | 304% | 733% |
Add your first wine
You can also upload your wine list from Cellar Tracker and Vivino.
Import wine list
